Morrow Insurance and Professional Services

CONDO INSURANCE

You've worked hard to get where you are, so protect your personal property and condominium with a condo insurance policy from The Morrow Insurance Agency.

Why you need condominium insurance coverage

Your condo association likely has insurance covering only the common areas and grounds of your condominium complex. If an accident or theft occurs inside your condo, you'll need additional protection. That's why The Morrow Insurance Agency carriers offer condominium homeowners insurance that can be tailored to fit your unique needs. Get a Condo owners insurance quote.

Protect your condo from damage and theft

Fire and lightning
Windstorm and hail
Weight of ice or snow
Smoke damage
Falling objects
Freezing damage
Theft
Vandalism
Accidental overflow from plumbing
Accidental electrical damage to appliances
Damage by vehicles

Protect yourself, your family and others

Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
Protection against claims you're legally obligated to pay
Payment of the cost of defending claims against you
Medical expenses of others
Accidental death benefits

Condo Insurance Coverage

Condominium insurance policies typically provide basic protection. But they may not provide all of the protection you want or need. Consider these additional condo insurance coverage options to tailor a policy that's right for you.

Scheduled personal property - Provides additional condominium insurance coverage for high value items such as jewelry, watches, antiques and fine art.

Extended replacement cost on contents - Pays to replace or repair personal property without depreciation being taken from the value of the property.

Water backup of sewer - Broadens the coverage for loss due to water backup through sewers or drains.

Condominium homeowners insurance discounts

There are lots of ways to save on condo homeowners insurance with The Morrow Insurance Agency's insurance carriers. We offer discounts for:

Monitored fire and burglar alarms
Local ultrasonic burglar alarms
Fire extinguishers
Deadbolt locks on all exterior entryways
Sprinkler systems
Condo insurance combined with auto insurance or other Nationwide policies

Condo Insurance Discounts

Save on your condominium insurance when you qualify for any of the below condo insurance discounts.

Home and car discount - *Combine and save. Get up to a 20 percent discount on your condo policy when you insure your car and home with the same carrier.

Protective device discount - *Get up to a 15 percent discount if your home has smoke detectors, fire alarms, burglary alarms or other qualifying devices.

Claims-free discount - *Get up to a 20 percent discount when you stay claims-free.

Age of construction discount - *Get up to a 30 percent discount based on your home's age.

Age of insured discount - *Get up to a 15 percent discount if you are 60 or older.

Personal status discount - *Get up to a 5 percent discount if you are married or widowed.

*Discount percentages are not applicable with all insurance carriers.